Small Deposits

Let’s face it — I am not going to win the lottery.

As much as I win things, a $150M MegaMillions jackpot is not going to come my way anytime in my lifetime. (Side note: I really do win a lot of things. No lie. Ask me about it sometime.)

With that out of the way, to help prepare for my retirement (yikes…) the smart, financial advice is to invest regularly over a long period of time. Compound interest is scary good.

In fact, it is wiser for me to invest regularly into my 401K, every month, than to put a chunk of change down right now and let it sit. Most would argue that this is a smart long-term plan.

Photo credit: Karol Franks (Creative Commons)

Thinking about my post last Tuesday, I couldn’t help but get stuck on the idea of ‘small deposits’.

Yes, the big things are important: the missions trips, donating a car, the large financial offerings.

But so are also the small investments: the cup of coffee, they friendly hello, the hug.

Thinking about my own family, I believe regular small deposits will prove to be a worthwhile investment:

…telling my wife she is beautiful every day.
…coming home from work each day and giving my kids a hug.
…spending time with God in prayer and study every morning.
…kissing my kids (no matter how old they are or how awkward it gets for them!).
…regularly serving other families (as a family).

I believe this short list, among other things, will not only compound our family’s love for each other but will also create the foundation that God is to be honored first and foremost within our household.

As I look at back at these words in 40 years (you never know!), I want my wife and kids to see the big and the small deposits that I made into our family; that they were intentional, purposeful and full of love.

::

What ‘deposits’ have you made into your family and friends?

33 Comments

  • moe

    January 17, 2012

    We often think of life-changing investments as being huge things. As impressive as a fast runner is, I am as impressed with the long distance runner. The one that puts one foot at a time at a slower pace and still finish the race. I dare to say it’s the continuing small “I love you’s”, the “I believe in you’s” the friendly wedgies that matter more than a huge banner being flown from a helicopter one time in your life. They matter. It does in my life and it does in the life of others. Especially our loved ones.

    Oh, and before I forget. You forgot to mention the “will email u insurance info” texts that also contributes to those investments. :)~

    Reply
    • Dustin

      January 17, 2012

      Care to share about the last ‘friendly wedgie’ you’ve given… in love, of course? :)

      Reply
      • moe

        January 18, 2012

        Sorry, that’s confidential. :)

        Reply
    • Dorothy

      November 17, 2016

      Glad I’ve finally found soienhmtg I agree with!

      Reply
    • http://www./

      December 30, 2016

      I would like to win because I want to use the iPad to blog from. I often need to blog away from home and this would help. I would also use it with my children.

      Reply
    • That’s a good point, Don. Not sure why Quenneville wouldn’t have moved Byfuglien by now. It would make sense, esp. since the Flyers have really completely shut down the Blackhawks’ top line.

      Reply
    • http://www.billigkreditpro.pw/

      February 12, 2017

      Just to set the record straight, all three gas stations in Paia have air, one is free to use, the other two cost a small amount ($0.50?). Two out of the three have gauges. The pumps are in plain view and easy to access. There is no way to miss them.

      Reply
    • http://www./

      February 28, 2017

      This video sucks my onion smelling llama shogogo, back in the old country my pet Llama has a penis the size of all you lined up me we called him “Lama Shlong”

      Reply
    • Stellar work there everyone. I’ll keep on reading.

      Reply
    • That’s a brilliant answer to an interesting question

      Reply
    • You’ve captured this perfectly. Thanks for taking the time!

      Reply
  • bill (cycleguy)

    January 17, 2012

    I have never been blessed with huge financial means. Probably a good thing since i was such a horrible manager. (I am better now and until a recent disaster, was debt free except for the house). so to answer your question, I had to do little things to invest in the lives of those I love the most. Time at ballgames. Changing around my schedule so I didn’t miss one game in all their years. I do laundry, dishes, sweep, fold clothes (Yes I am for hire). :) You are on the right track Dustin. keep it up and Jen and the kids will never forget them. Oh, my girls (36 & 32) still give a kiss.

    Reply
    • Dustin

      January 17, 2012

      That’s awesome, Bill – even now… 30+ years later, your girls still see your love.

      Reply
  • Jason Vana

    January 17, 2012

    I think the small deposits end up making the biggest impact. It’s why I try to go to dinner with my students, have them over to the house or even just text them to see how they are doing. It might not be big, but it shows they matter. Great thoughts, Dustin!

    Reply
    • Dustin

      January 17, 2012

      Jen and I were just talking about texts the other night – to our high school students, and how that simple thing probably means a lot to them.

      Reply
  • jenn

    January 17, 2012

    This is great Dustin. I think sometimes the small deposits can make a bigger impact that the biggest ones. Especially when it comes to family and friends. Let’s face it, spending time with my daughter daily means more to her than taking her to Disney World once. (Although she might disagree right now because she really wants to go to Disney World.)

    Reply
    • Dustin

      January 17, 2012

      Yeah, my girls haven’t brought up Disney World yet… I’m sure that’ll be huge the day that happens. :) But, I hear and agree with you. Might not see the impact now, but in the future… yes!

      Reply
  • Terry Valencia

    January 17, 2012

    Your dad and I still like to kiss you D! Great thought my boy!! Love you!!!

    Reply
  • Cindy Holman

    January 17, 2012

    I’ve always invested in my kids and others – never had the financial means to do anything else – but since love and time is what they really need – I think I got that one right :) My kids are grown up now and we are still really connected, don’t have to talk every day or anything – but we are close and I feel like they are good friends – so in the end the relationship was worth investing in – and you will never be sorry you spent that time doing that :) Greg used to “date” our daughter before she was old enough to “date” and I would take our son on “dates” too. Those are fun memories :)

    Reply
    • Dustin

      January 17, 2012

      I love the idea of going on ‘dates’ with my kids. My oldest and I go to baseball games a couple times a year… and I love that she loves how special it is for her.

      Reply
  • Keri

    January 17, 2012

    If I’m being honest, it’s hard for me to make the small deposits. Like Moe said, it is a long distance run. Especially since I’m with the boys all day long, I’m just tired and it can be hard to feel motivated to race those race cars one more time, or throw the football, or do the same puzzle AGAIN! hahaha I’ve been thinking about ways I can get more energy and renewed focus with the kids. I certainly need God to be my strength in this weakness. I’m not the mom who jumps at those things, who enjoys keeping house and being with children all day long. That is much more Mike’s role in our family. He is the “fun” parent. I long for the days when I’m in Cindy’s position of having a true relationship and deep thoughtful discussion with my boys. But, I know that has to start now! Lord, give me strength! :)

    Reply
    • Dustin

      January 17, 2012

      Thanks for being so honest, Keri. Truthfully, I feel the same way sometimes… really, read the same book again? Didn’t we just read it 3 times already? :) I appreciate what you said – keep at it… your attention and investment now, no matter how small it seems, is compounding like crazy!

      Reply
  • arny

    January 18, 2012

    My parents would say I love you all the time…

    i do the same to my kids…

    And they always say…i love you out of the blue…

    pretty great in my book…

    (PS…i had changed my blog address…now you can go comment! lol…sorry…)

    Reply
    • Dustin

      January 19, 2012

      I like that way of thinking Arny… don’t stop saying it!

      Reply
  • rachelle

    January 18, 2012

    Growing up my madre made some really funny deposits to let me brother and I know that she loved us and how unique we are.

    I had a conversation with someone while I was living abroad and they said that the one thing that annoys them is that now people say, “hi, how are you?” as they’re passing you. Ever since then, I stop and ask people how they’re doing and create a short conversation. Since then, I’ve thought about the importance of the phrase, “how are YOU?” and making a point to really let people talk about themselves and honestly answer the question.

    And even though I’m more of a Let’s Chat In Person Or On The Phone Person, people really appreciate the text or email following-up with how they are or just in general. I really enjoying doing small deposits in the mail too, people love getting mail!

    Reply
    • Dustin

      January 19, 2012

      thanks for the thoughts, rachelle – what you said is really important: it puts emphasis on the other person, letting them know that they are important to you. thanks for sharing!

      Reply
  • Adam

    January 18, 2012

    Great post. Love this and am a huge advocate of this line of thinking. Small things are always the things that will make the biggest impacts. Also the small things you can do all the time. They are all around you. I hope that by doing these things and involving my wife and son it will make a difference in my family and my son as he ages.

    Reply
  • Jon

    January 18, 2012

    Small deposits definitely have great impact. For me, it’s keeping in touch with family/friends. I not great at it, but I’m getting better. I think it’s so important to maintain those relationships and just check in on people from time to time. Spending time with the family is another big one for me. Great post, bro.

    Reply
    • Dustin

      January 19, 2012

      thanks, jon – i’ve missed the mark in that area as well… and def have room to improve. thanks for the challenge!

      Reply
  • ThatGuyKC

    January 25, 2012

    Since becoming active with Twitter I’ve been pretty lucky as well, but I’m not gonna win the lottery either (although it would be nice).

    Love the application of small deposits to life and family. I’d say the ROI on that is much better than any financial market.

    Reply
  • Caroline

    November 17, 2016

    Great photos. We are new to digiscoping – have a great Vortex 85mm scope and using a Canon Rebel EOs with 50mm fixed lens with Vortex attachment to the scope. Our first outing was very mixed -some way over exposed and some good exposure – shooting seals that were stationary, so easy subject. We were using auto settings, so I guess we need to learn – no relearn to shoot manual. Any suiesgtgons.

    Reply

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